First Time Home Buyers

First Time Home Buyers

Thinking about buying a home? HUD.gov, The U.S. Department of Housing & Urban Development is a great resource for First Time Home Buyers, including housing counselors offered free of charge, or at low cost. Call HUD at (800) 569-4287. The following information is from the HUD.gov website:

1. Figure out how much you can afford
What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate.


2. Know your rights
3. Shop for a loan
4. Learn about homebuying programs
5. Shop for a home
6. Make an offer
7. Get a home inspection
8. Shop for homeowners insurance
9. Sign papers
You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign!

Contact Information

Photo of The Aguilera Real Estate Team Real Estate
The Aguilera Real Estate Team
Aspire Hometown Realty
24 West 10th Street
Tracy CA 95376
Office: 209-597-8256
Cell: 209-814-8256
Fax: 209-370-8255